Your personal finances Beyond Business.
Designed for independent professionals
Connect accounts from
- Barclays
- HSBC
- Monzo
- Starling Bank
- Revolut
- Chase UK
- Virgin Money
- Tide
A personal finance app for independent Professionals.
Independent professionals are meticulous about running their businesses, but often overlook the discipline needed to manage their personal finances. A healthy income doesn't automatically mean healthy financial habits.
Most personal finance apps are built for everyone, overlooking the unique lifestyles and financial patterns of freelancers, creators, consultants, coaches, founders and business owners.
But we've taken the familiar concepts of budgeting, expense tracking and financial planning and reimagined them for independent professionals. Vencee keeps your personal finances separate from your business, helping you track spending, manage budgets, plan for personal taxes, set financial goals and build better financial habits — all in one place.
Features
Your money. Your rules. Your financial plan.
Everything you need to understand, manage and plan your personal finances, brought together in one place.
Net worth
3 accounts
£27,460.40
▲ £1,438 left over this month
- Current account£4,820.40
- Savings£23,520.00
- Credit card−£880.00
Money in
£2,858
Money out
£1,420
Left over
£1,438
01
Tracking
Net worth
3 accounts
£27,460.40
▲ £1,438 left over this month
- Current account£4,820.40
- Savings£23,520.00
- Credit card−£880.00
Money in
£2,858
Money out
£1,420
Left over
£1,438
Bring all your personal financial accounts and transactions together. Get a clear picture of your finances without jumping between different apps.
- Net Worth Tracking
- Expense Tracking
- Financial Analytics
November budget
£2,000
£750
left to spend
£1,250 spent- Essentials£720 / £900
- Lifestyle£310 / £500
- Work & tools£220 / £600
You’re £83 under pace this month.
02
Budgeting
November budget
£2,000
£750
left to spend
£1,250 spent- Essentials£720 / £900
- Lifestyle£310 / £500
- Work & tools£220 / £600
You’re £83 under pace this month.
Take control of your spending with smart budgeting tools designed to help you stay organised, make better decisions and build consistent financial habits.
- Smart Budgeting
- Custom Categories
- Smart Notifications
Savings goal
Emergency fund
£3,200 of £5,000
£1,800 to go
Coming up
- 31 JanTax bill£4,120 of £7,600 set aside
- Mar 2027Credit card clearedDebt paydown · £220 a month
- May 2027Emergency fundEstimated, at £300 a month
03
Planning
Savings goal
Emergency fund
£3,200 of £5,000
£1,800 to go
Coming up
- 31 JanTax bill£4,120 of £7,600 set aside
- Mar 2027Credit card clearedDebt paydown · £220 a month
- May 2027Emergency fundEstimated, at £300 a month
Whether you're preparing for tax payments, building savings or paying down debt, Vencee helps you plan ahead and stay focused on your financial goals.
- Tax Planning
- Savings Goals
- Debt Paydown
- Goal Forecasting
How it works
01Bank connections
Connect Your Banks
Bring your personal financial accounts together in one place.
Home · At a Glance
02Expense tracking
See where your money goes.
Money in, money out and what's left over for the month so far, with the bills still to come.
Home · This Month
03Budgeting
Spend with a plan.
Follow the month against your budget and by category, and see what's safe to spend once tax is set aside.
Spending · Your Budget
04Tax planning
Tax without the surprise.
Set a tax goal with its deadline, and see how much to put aside this month to stay on track.
Spending · Tax goal
05Savings goals
Plan for what's next.
Every savings goal shows how far along it is, what's left to go and an estimated date to get there.
Goals
Community
More than an app. A network of independent minds.
Being part of Vencee means more than managing your money through an app. It means becoming part of a network of ambitious independent earners who share knowledge, opportunities and experiences.
An Exclusive Network
Connect with independent earners across technology, design, business, finance, content creation and more.
Financial Guidance
Access dedicated financial guidance to help you make more informed decisions about your money.
Industry Workshops
Take part in workshops, discussions and learning sessions tailored to your professional interests.
Business Coaches & Mentors
Learn from experienced professionals and connect with people who've already navigated the challenges of independent work.
Exclusive Events & Conferences
Meet, collaborate and build meaningful connections at events created for the independent community.
Security
Your money is personal. Your data should be too.
Your financial information deserves the highest level of care. Vencee uses secure Open Banking connections and puts you in control of how your financial data is accessed.
Vencee reads your bank data to show it to you. It cannot move your money.
Secure Open Banking
Your accounts connect through Plaid, a regulated Open Banking provider. You never share your banking login details with Vencee, and the connection is read-only.
You Stay in Control
Choose which accounts to connect, manage their permissions, and revoke access whenever you like.
Privacy by Design
Your financial information is handled securely and used only for the purposes you've authorised. Vencee doesn't sell your data or use it for advertising.
Where independence meets financial discipline.
Take control of your personal finances, build better money habits and become part of a community that understands the way you work.